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seniors Tag

Many of us are depending with trepidation on Social Security for our retirement years. It’s not that we want to depend on Social Security; it’s that we don’t have any other option. We don’t have retirement from the companies we’ve worked for; we don’t have fully-funded retirement accounts; and we don’t have the money we need sitting in bank accounts or investments.

The problem is, Social Security was never intended to be the only source of retirement income for senior citizens. The plan was based on providing 40% of a retired person’s income, not 100%.

Yet it is often a much higher percentage of a retiree’s total income, simply because they don’t have other sources.

With this in mind, it just makes sense to get the most out of your Social Security benefits. That means getting the biggest payments possible, so that you have enough to live on.

Being weak, small or old is not necessarily a weakness in a disaster situation if you have enough knowledge, skills and the proper mindset to survive. Skills and knowledge take time to acquire, and so is the mindset that makes you strong and able to survive when the world around you is falling apart.

Knowledge is a supply that you can carry with you freely. It doesn’t weight anything and it can’t be stolen. If you want to stay safe, you need to know how to stay healthy and deter those people who think you’re too weak to protect yourself.

Read this article for a bunch of helpful tips that will help you stay safe and sound in time of need!

Though we may still be plenty capable of taking care of ourselves no matter how old we get, it’s a sad fact that as we age, our bodies just can’t take the abuse that they could when we were 20.

Everybody should have a medical supply kit,  and there are few extra items that seniors may want to throw in along with the bare-bones necessities.

Keep reading to find out the list you should follow to set up your medical supply if you’re a senior.

Of all the challenges facing us for retirement, financial challenges are very likely the greatest. Times have changed since our parents’ generation, and so most of us Baby Boomers don’t have the retirement packages that our parents had.

Oh, the companies we worked for might have talked a good talk, but when it comes down to it, what we thought we might get and what we will really get may not be anywhere close to the same thing.

So how are we going to make it though our retirement years?

Pretty much everyone looks forward to retirement. Finally getting away from the daily grind; being able to do what you want to; and not having a boss who is breathing down your back all the time are only a few of the attractions of finally getting to retire.

Some people have big plans for their retirement; while others are merely looking to settle down and watch the grass grow.

Regardless of your retirement plans, it can be an exciting time of your life. For many, this is the chance to do things they couldn’t do when their kids were growing up. For others, their jobs got in the way. But regardless of what your ultimate plans are, you want to be able to make the most of those years, not to spend them worrying about money.

But sadly, reality is often much different than our dreams. As we age, our bodies suffer. Some of this is self-induced, by not taking care of ourselves when we are younger; but the vast majority happens to us for no rhyme or reason, just because we are getting older.

Way too many people have their retirement plans destroyed by illnesses of one sort or another.